43 Financial Affiliate Programs to Promote as a Creator in 2023

Earning money with affiliate marketing often sounds like the best of both worlds. You can monetize your platform and earn passive income while connecting your audience with helpful and quality resources. Win-win! If you create personal finance content, you can monetize it with financial affiliate programs that also help your audience reach their money goals.

Your affiliate marketing strategy is only as good as the programs you choose and whether those programs are geared toward your audience and their needs. Luckily, there are plenty of affiliate programs for personal finance creators.

Featured Financial Affiliate Programs

1. CIT Bank

CIT Bank has been around since 1908 and is based in Southern California. However, many people use their online banking products, which include checking, saving, CDs, money markets, and loans.

What makes CIT Bank a solid bank to promote is its high-yield accounts. You earn $100 when someone applies to open an account and gets approved. Sign up at Marketplace by FinCon.

2. Raisin

Raisin is a unique digital savings platform empowering consumers to acquire high-yield deposit products from federally insured financial institutions and unlock potential in their cash savings. Through a single Raisin login, customers can select, fund, and manage their choice of high-yield savings accounts, money market deposit accounts, fixed-term certificates of deposit, and no-penalty CDs.

$75 CPA (cost per acquisition) for a newly funded account. An ACH return will reverse the action. Conversions lock after 14 days and are paid out on the 17th of every month. CPA can vary based on the publisher. Sign up at Marketplace by FinCon.

3. Save

Save is an SEC-registered investment adviser that helps people earn higher yields on their savings. Save’s Market Savings is the only savings product that gives you access to market upside and fully protects you from any downside. Deposits are FDIC-insured and the yield is taxed as long-term capital gains. $300 CPA for each newly opened account. Sign up at Marketplace by FinCon.

4. Influencers by Toluna

Influencers is a community where you can voice your opinion and get rewarded instantly by participating in exciting market research projects relevant to you. Join. Participate. Get Rewarded. Earn $3.00 for each new registered user who signs up and verifies their email address. Sign up at Marketplace by FinCon.

5. Crowdtap

Join our diverse community of 2 million users who earn rewards for making their voices heard, creating real change across brands you love. Honesty has never been more rewarding! Earn $4.00 for each new registered user who signs up and verifies their email address. Sign up at Marketplace by FinCon.

6. Permission Research

As a member of PermissionResearch (a division of Comscore), you have the opportunity to get paid for passively participating in research. Simply install the research software and allow it to run on your regularly used computer in the background. Earn $14.00 for each new registered user who signs up, verifies their email address and installs the research software on their device. Sign up at Marketplace by FinCon.

7. Pogo

Earn points redeemable for gift cards by taking paid surveys with Pogo! Unlike traditional survey websites, Pogo also lets you unlock the power of your data to earn and save on shopping, finances and more. Earn $3.00 for each new registered user who creates an account and connects a bank card. Sign up at Marketplace by FinCon.

8. SayMore

When you SayMore, you earn more! Become one of America’s newest influencers today when you join this brand new survey community owned and operated by leading research firm, Sago. Earn $2.50 for each new registered user who signs up and verifies their email address. Sign up at Marketplace by FinCon.

9. PenFed

PenFed Established in 1935, Pentagon Federal Credit Union (PenFed) is America’s second-largest federal credit union, serving over 2 million members worldwide with over $26 billion in assets. PenFed Credit Union offers market-leading certificates, checking, credit cards, personal loans, mortgages, auto loans, student loans, and a wide range of other financial services with members’ interests always in mind. PenFed Credit Union is federally insured by the NCUA and is an Equal Housing Lender. PenFed Credit Union is federally insured by the NCUA and is an Equal Housing Lender.

You will receive the following commission for approved credit card applications: $125 for Powercash cards, $100 for Platinum cards, and $63 for Gold and Pathfinder cards. We have a 30-day referral period and do not allow TM+ rights (bidding on branded terms for SEM). Sign up at Marketplace by FinCon.

10. Upside

Upside is a free cash back app that benefits both consumers and businesses. Over 25 million consumers are earning cash back every day with Upside and over 25,000 merchants are using upside to drive more business to their locations and increase profits.

$15 CPA / New Active User. They consider a new user active once they have successfully earned cash back through the app. Sign up at Marketplace by FinCon.

11. Chime

Chime® is a leading financial technology company that provides customers with both a checking and an optional high-yield savings account. _{Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A.; Members FDIC. Chime Checking Account is required to be eligible for a Savings Account.}

$10 CPA. Payable upon successful enrollment, Creation of a Chime Member Account. Sign up at Marketplace by FinCon.

12. Worthy

Worthy gives investors the opportunities to purchase bonds, secured by real estate. Bonds are only $10 each and return 6.0% APY.

$20 CPA. Payable upon completed bond sale. Sign up at Marketplace by FinCon.

Best Financial Affiliate Programs – Banking

Chime

Chime® is a leading financial technology company that provides customers with both a checking and an optional high-yield savings account. _{Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A.; Members FDIC. Chime Checking Account is required to be eligible for a Savings Account.}

$10 CPA. Payable upon successful enrollment, Creation of a Chime Member Account. Sign up at Marketplace by FinCon.

CIT Bank

CIT Bank has been around since 1908 and is based in Southern California. However, a lot of people use their online banking products, which include checking, saving, CDs, money markets, and loans.

What makes CIT Bank a solid bank to promote is its high-yield accounts. You earn $100 when someone applies to open an account and gets approved. Sign up at Marketplace by FinCon.

Raisin

Raisin is a unique digital savings platform empowering consumers to acquire high-yield deposit products from federally insured financial institutions and unlock potential in their cash savings. Through a single Raisin login, customers can select, fund, and manage their choice of high-yield savings accounts, money market deposit accounts, fixed-term certificates of deposit, and no-penalty CDs.

$75 CPA (cost per acquisition) for a newly funded account. An ACH return will reverse the action. Conversions lock after 14 days and are paid out on the 17th of every month. CPA can vary based on the publisher. Sign up at Marketplace by FinCon.

Save

Save is an SEC-registered investment adviser that helps people earn higher yields on their savings. Save’s Market Savings is the only savings product that gives you access to market upside and fully protects you from any downside. Deposits are FDIC-insured and the yield is taxed as long-term capital gains. $300 CPA for each newly opened account. Sign up at Marketplace by FinCon.

PenFed

PenFed Established in 1935, Pentagon Federal Credit Union (PenFed) is America’s second-largest federal credit union, serving over 2 million members worldwide with over $26 billion in assets. PenFed Credit Union offers market-leading certificates, checking, credit cards, personal loans, mortgages, auto loans, student loans, and a wide range of other financial services with members’ interests always in mind. PenFed Credit Union is federally insured by the NCUA and is an Equal Housing Lender. PenFed Credit Union is federally insured by the NCUA and is an Equal Housing Lender.

You will receive the following commission for approved credit card applications: $125 for Powercash cards, $100 for Platinum cards, and $63 for Gold and Pathfinder cards. We have a 30-day referral period and do not allow TM+ rights (bidding on branded terms for SEM). Sign up at Marketplace by FinCon.

Best Financial Affiliate Programs – Budgeting and Saving

Upside

Upside is a free cash back app that benefits both consumers and businesses. Over 25 million consumers are earning cash back every day with Upside and over 25,000 merchants are using upside to drive more business to their locations and increase profits.

$15 CPA / New Active User. They consider a new user active once they have successfully earned cash back through the app. Sign up at Marketplace by FinCon.

YNAB

YNAB stands for You Need a Budget and this budgeting software is just $84 for the year or $11.99 per month. This program helps you track your income and budget for expenses using the zero-sum budgeting method. Every dollar gets put to use and YNAB is geared toward helping users break the paycheck-to-paycheck cycle.

As an affiliate, you can promote this tool to people who are looking for a better way to manage their household finances and plan for future expenses. Users can try it free for 34 days then they will be prompted to pay for a monthly or annual subscription.

Empower

Empower has a lot of free features for anyone looking to track their cash flow and net worth. You can connect all your financial accounts to monitor all your bills, debt, income, and investments in one place.

Empower does offer some paid features for investors who are looking for advisor and management services. They have an affiliate program through that pays a commission per lead.

Tiller Money

Tiller makes it easy to create a customized budget spreadsheet, fast. They link to your bank account and Google Sheets to generate a realistic budget while also tracking your transactions.

Tiller’s affiliate program is currently through Awin, and they provide a one-time $25 commission for each person who signs up and successfully begins a paid subscription. All new Tiller customers start with a 30-day trial, so you’ll be paid if they continue after the trial. Cookies last for 30 days when promoting Tiller.

FamZoo

FamZoo is a prepaid card and financial education app for kids. Parents can transfer money instantly between family debit cards and teach their children good saving and money management habits. FamZoo’s affiliate program is run through Shareasale. FamZoo pays $0.05 for each free trial (which lasts 30 days) and 25% of every subscription payment.

HoneyMoney

HoneyMoney is an expense tracker and planner that is also an app. Users enter their expense, income, and transfers manually every 2-3 days. You can also create digital envelopes to help you set goals for your money, but HoneyMoney doesn’t force you into creating a restrictive budget. As an affiliate, you’d earn $15 if you refer a customer to an annual plan (annual plans only cost $50).

Best Financial Affiliate Programs – Credit Scores

Self

Self helps people rebuild credit with a credit builder loan. Loan payments start at just $25 and each payment goes into a CD and builds positive credit history. At the end of the repayment term, you get to unlock the funds in your CD (minus fees and interest). Self pays out a flat CPA of $10/credit builder account and referral cookies last up to 30 days.

CreditSesame

CreditSesame is similar to CreditKarma. CreditSesame’s affiliate program pays a flat rate per sign-up ($3 – $6+ on average). Expect to start with a lower rate when you initially sign up, but consider negotiating with your affiliate manager for an increase over time as you get more conversions.

CreditRepair.com

CreditRepair.com provides credit education, free credit scores, and paid credit repair services. Their method is to challenge questionable items on your credit report, dispute incorrect information on your report, then monitor your credit over time.

Their affiliate program is through Progexion and they offer a 365-day cookie which is pretty good. This means, if someone ever clicks on your link, they can sign up any time over the next 12 months and you’ll still earn a commission.

This affiliate program will compensate you whenever someone enrolls with CreditRepair.com and pays the required first work fee within 15 days. Affiliates are paid based on a tiered system according to the volume of conversions they earn.

LifeLock

LifeLock is an identity theft prevention site that blocks over 7 million threats on average each day. They offer a commission each time you refer a new member to sign up for their services.

Best Financial Affiliate Programs – Debt Reduction/Saving

Debt.com

If you’re looking for ways to help your audience get a handle on their debt and live financially healthy lives, Debt.com is your one-stop shop. They offer a range of embeddable widgets and calculators that can help your audience understand their debt and find the best solution to get out of it. The more traffic you send to Debt.com the more revenue you have the potential to earn.

Student Loan Planner

With Student Loan Planner, you can get a custom student loan plan from a CFP®, CFA, or CSLP® professional, or the best student loan refinance deal from a marketplace of lenders. Partner with Student Loan Planner and help your audience tackle their student loan anxiety!

National Debt Relief

National Debt Relief is a debt relief and credit card consolidation company. They have an affiliate program where you can earn $27.50 per qualified free debt relief quote request. Qualified leads should come from any U.S. state except the following: CT KS ME NH OR SC VT WV.

Billcutterz

Billcutterz helps you negotiate to lower your monthly bills to save you time and money. They have an affiliate program with tiered commission rates starting at 5% of revenue from each referred customer.

Ohm Connect

Ohm Connect can help you readers get paid to save energy at home. This service is limited to people who live in California, Texas, or Toronto, Canada.

Life Line Screening

Life Line Screening provides peace of mind or early detection to its customers for risks of chronic illnesses such as Stroke and Cardiovascular Disease; a critical, money-saving service you can feel good about promoting.

Best Financial Affiliate Programs – Insurance

Haven Life

Haven Life exists to make financially protecting the people you love actually simple. They’ve worked hard to develop exceptional products and purchasing experiences that have earned us a 4.8 out of 5-star rating from their customers—and rave reviews from our valued partners.

Bestow

Bestow offers free quotes for life insurance and makes it easier for people to connect with a life insurance provider and policy that meets their needs. Bestow’s affiliate program is run through Impact and pays $50 per sign up and the referral window is 30 days.

Ladder

Ladder is another site that helps you find easy and affordable life insurance options. Their affiliate program is also run through Impact and you can earn $75 per sign up with a referral window of 30 days.

Best Financial Affiliate Programs – Investing

Worthy

Worthy gives investors the opportunities to purchase bonds, secured by real estate. Bonds are only $10 each and return 6.0% APY.

$20 CPA. Payable upon completed bond sale. Sign up at Marketplace by FinCon.

Projection Lab

Create beautiful financial plans with a level of nuance and flexibility that exceeds the standard online retirement calculators. ProjectionLab respects your data, and will not try to upsell you on advisory services.

When you share ProjectionLab with your audience, you’ll earn a 20% recurring commision for each customer you refer. Learn more about the affiliate program here.

Home & Money

Monetize your real estate referrals with Home & Money. Let our team help you passively convert leads generated from your socials. We’ll handle the agent-match and follow up from start-to-finish leaving you with more time to focus on content.

FitBUX

Personalized financial planning technology & services for young professionals. It’s easy to invite your friends to FitBUX. Now, you can get paid to do so when your friends sign-up for their premium membership or refinance service.

OnTrajectory

Create a 50-year financial plan in minutes — refine your model and track your progress to ensure you’re staying “OnTrajectory.” Connect all your accounts so that updating is easy and accurate.

OnTrajectory pays a $20 commission for every subscription, whether annually or monthly. Learn more about their affiliate program here.

Acorns

Acorns is an app that helps you invest your spare change over time. They have a refer-a-friend program where you can earn money for inviting friends. A $5 bonus goes to your referral when they sign up. As an affiliate, your commissions are paid based on a tiered system. For example, right now Acorns is offering to pay $500 if you get 5 friends to sign up.

Rocket Dollar

Rocket Dollar allows account holders to invest in any asset class allowed by the IRS. Users can pen a self-directed solo IRA or a self-directed solo 401(k) and get tons of benefits like management support, free wire transfer, and yearly reporting assistance. Earn a 15% sale price commission whenever you refer someone to open an account.

NextSeed

NextSeed allows you to invest in small local businesses through what’s called debt investments. This means your contribution would fund a short to middle-term loan that the business can repay for up to 6 years. Your investment plus interest comes back to you as the business repays the loan. NextSeed’s affiliate program pays $50 to $70 per sign up and the referral window is 45 days.

Best Financial Affiliate Programs – Side Hustles

Influencers by Toluna

Influencers is a community where you can voice your opinion and get rewarded instantly by participating in exciting market research projects relevant to you. Join. Participate. Get Rewarded. Earn $3.00 for each new registered user who signs up and verifies their email address. Sign up at Marketplace by FinCon.

Crowdtap

Join our diverse community of 2 million users who earn rewards for making their voices heard, creating real change across brands you love. Honesty has never been more rewarding! Earn $4.00 for each new registered user who signs up and verifies their email address. Sign up at Marketplace by FinCon.

Permission Research

As a member of PermissionResearch (a division of Comscore), you have the opportunity to get paid for passively participating in research. Simply install the research software and allow it to run on your regularly used computer in the background. Earn $14.00 for each new registered user who signs up, verifies their email address and installs the research software on their device. Sign up at Marketplace by FinCon.

Pogo

Earn points redeemable for gift cards by taking paid surveys with Pogo! Unlike traditional survey websites, Pogo also lets you unlock the power of your data to earn and save on shopping, finances and more. Earn $3.00 for each new registered user who creates an account and connects a bank card. Sign up at Marketplace by FinCon.

SayMore

When you SayMore, you earn more! Become one of America’s newest influencers today when you join this brand new survey community owned and operated by leading research firm, Sago. Earn $2.50 for each new registered user who signs up and verifies their email address. Sign up at Marketplace by FinCon.

Upside

Upside is a free cash back app that benefits both consumers and businesses. Over 25 million consumers are earning cash back every day with Upside and over 25,000 merchants are using upside to drive more business to their locations and increase profits.

$15 CPA / New Active User. They consider a new user active once they have successfully earned cash back through the app. Sign up at Marketplace by FinCon.

Decluttr

Market-leading commission rates and high average baskets on all trade-in and store purchases with bespoke schemes available on request. Regular promotions and exclusive offers. 30-Day Cookie window. Fast validations and payment. Regularly updated Content and Creative. Class-leading conversion rates and regular optimizations.

Survey Junkie

There are many paid survey sites, but Survey Junkie is one of the best. They pay users cash per survey and are always welcoming new affiliates. There’s little information on their affiliate program online before you apply, but other bloggers report they’ve paid $2+ per sign up.

Transcribe Anywhere

Transcribe Anywhere is a course that teaches people how to become a work-from-home transcriptionist. Affiliates earn 20% of each sale they help generate through their link. You can promote the general transcription course, the legal transcription course, or both.

Fiverr

Fiverr provides one of the easiest ways to promote and sell services online. People go to Fiverr for everything from logo and web design to editing and creative services. Fiverr’s affiliate program commission structure is tiered and will pay around $15 to $50 per referral but up to $150 per referral to all Fiverr pro services.

Best Financial Affiliate Programs – Small Biz

Deluxe Business Services

Deluxe Business Services offers payroll, logo design, and company formation services along with many other features. Their affiliate program is through Shareasale and pays up to 30% commission. The referral window is 60 days and they have a lot of small business products and services to promote.

GoDaddy

You’ve probably heard of GoDaddy before. They sell domain names, hosting plans, and much more. Sign up through CJ Affiliate and place banner ads on your site to promote GoDaddy. You’ll earn a 10% commission for each sale and $2 per signup for their free trial.

Bluehost

Bluehost is a leading web hosting company that offers affordable hosting packages. Their affiliate program pays you a starting rate of $65 for each referral you have that signs up for web hosting.

Freshbooks

Freshbooks is a cloud accounting program that can help you track your time and expenses as well as send invoices. Their affiliate program pays upwards of $10 per free trial, plus up to $200 per paid subscriber for qualifying transactions. They have an extended referral window of 120 days.

ConvertKit

ConvertKit is an email marketing platform that many bloggers and business owners use. Since users pay a monthly subscription, affiliates can earn recurring monthly revenue. Affiliates earn a 30% commission per referral each month as long as that user has an active ConvertKit subscription.

There you have it – 43 of the best affiliate programs for financial creators. Many of these programs are quick and easy to sign up for and have few (if any requirements). That means you can apply, get approved, and start promoting your favorite affiliates and earning money ASAP. Learn more about how to start successfully promoting affiliates here.

Affiliate Programs vs. Affiliate Networks

You might have heard the term ‘affiliate network’ as a creator. If you’re wondering what’s the difference between an affiliate network and an affiliate program, you’re not alone. It’s easy to use the two interchangeably, but an affiliate network is usually an online platform that can connect you with tons of affiliate marketing opportunities.

Some popular affiliate networks include sites like:

• Adbloom
• Aragon Premium
• Fintel Connect

While some companies and brands operate their own affiliate programs, affiliate networks serve as an online marketplace where you can find and apply for various affiliate programs (across different niches) in one place. It’s free to sign up for an affiliate network, but it doesn’t necessarily mean you’re approved for any affiliate programs. You still need to:

• Apply for a specific affiliate program.

• Get approved.

• Read the guidelines so you can promote the product or service.

• Then, hopefully start making money! (Check out these advanced affiliate marketing strategies)

Some of the financial affiliate programs below can be found on popular affiliate networks while others are independently run through the specific company. Either way, these are high-quality affiliate programs that you’ll want to consider.

Did we miss anything with this list? What are your favorite financial affiliate programs?