PURCHASE AND REFUND POLICIES
On the Website, you may purchase FinCon University virtual courses located at https://finconuniversity.teachable.com/ (“FinCon University”). The terms and conditions related to the purchase through FinCon University are located at https://finconuniversity.teachable.com/p/terms.
You may also purchase passes to in-person events, including the annual FinCon conference and FinCon Masters events. The terms and conditions related to the purchase of a ticket to any in-person event are located at https://finconexpo.com/event-policies/.
LICENSE FOR USE OF DIGITAL PRODUCTS
All Digital Products available for sale on the Website were developed solely for your personal use and may not be reproduced for publication or for the personal or commercial use of others without permission.
FinCon Local is designed to pair up local members of the FinCon community. The Website provides users the option to find an existing group or to request permission to start one of your own. Users who belong to a local group are called “members.” The group is managed by “coordinators.” When you participate in a local group, Website users can see you listed as a member of that local group and a link to your website.
The Company only provides a forum for users to connect in person. The Company does not monitor any submissions or screen potential or existing members. You are solely responsible for your conduct in any FinCon local groups and you expressly assume the risk associated with joining any FinCon Local group or attending an in-person meet-up. The Company disclaims any perceived, implied or actual duty to monitor the FinCon Local groups and disclaims any responsibility or liability for anything that occurs within a FinCon :ocal group, whether online or at an in-person event.
FinCon Marketplace (the “Marketplace”) is a platform on the Website that allows advertisers and content creators to connect and enter into affiliate marketing agreements. Content creators may access the Marketplace by creating a free account at https://finconexpo.com/marketplace/. To create an account, you must provide your name and email address and create a username and password (the “Marketplace Account”). After creating the Marketplace Account, users will then provide information about their website, including but not limited to website address, ownership and statistics.
Users may then access a list of offers from a variety of advertisers with affiliate marketing programs (the “Offers”). Users may apply for Offers through the Marketplace. Users will be notified about the status of the application for the Offer through the advertiser directly.
Company has referral agreements in place with advertisers in the FinCon Marketplace. In exchange for obtaining a listing in the Marketplace, advertisers agree to pay referral fees to Company for referring content creators to their programs. If you are a company that would like to be featured on the FinCon Marketplace, you can contact Company at firstname.lastname@example.org. Company is under no obligation to list any third party on the FinCon Marketplace.
The Company solely provides a platform where advertisers and content creators can connect. You are solely responsible for any contracts or agreements you enter into with a third-party on or through the FinCon Marketplace. The Company disclaims any perceived, implied or actual duty to monitor the FinCon Marketplace or Offers and disclaims any responsibility or liability for anything that occurs because of or in connection with an Offer.
From time to time, the Website may engage in affiliate marketing. This means that if you use an affiliate link to make a purchase, the Website will receive a commission on that purchase. All efforts are made to ensure that affiliate links are disclosed in accordance with the FTC.
From time to time, the Website may post sponsored content from an advertiser. This means that an advertiser, which may be a brand, agency, or influencer network, will contract with PT Money Conferences to create content featuring certain messages or product placement. Pursuant to the FTC’s requirements, all such advertisements on the Website are clearly and conspicuously disclosed.
Even though compensation (e.g., cash, free product, or services) is received for in exchange for this sponsored content placement, PT Money Conferences gives its honest opinion, findings, believes, or experiences in such content. All views expressed on the Website are those of the content creator. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider, or party in question.
The Company has made every effort to ensure that all information on the Website, both written and through the podcast linked on the Website, has been tested for accuracy. The Company makes no guarantees regarding the results that you will see from using the information provided on the Website.
The Website disclaims liability for incidental or consequential damages and assumes no responsibility or liability for any loss or damage suffered by any person as a result of use of the information provided on the Website. The Company assumes or undertakes no liability for any loss or damage suffered as a result of the use of any information found on the Website.
FINANCIAL INFORMATION DISCLAIMER
From time to time, the Website may discuss topics related to finance. This information is not advice and should not be treated as financial advice. The financial information provided on the Website is provided “as is” without any representations or warranties, express or implied. The Website makes no representations or warranties in relation to the financial information on the Website.
You must not rely on the information on the Website as an alternative to advice from a certified public accountant or licensed financial planner. There is no accountant-client relationship created from the publication of financial information on the Website. You should never delay seeking financial advice, disregard financial advice, or discontinue professional financial services as a result of any information provided on the Website.
The Website was developed strictly for informational purposes. You understand and agree that you are fully responsible for your use of the information provided on the Website. PT Money Conferences makes no representations, warranties or guarantees. You understand that results may vary from person to person. PT Money Conferences assumes no responsibility for errors or omissions that may appear in the Website.
USE OF THE WEBSITE
Unless otherwise stated, PT Money Conferences owns the intellectual property and rights to all content and material on the Website. Subject to the license below, all intellectual property rights are reserved.
The following uses are not permitted:
- Republication of content from the Website, unless content is specifically and expressly made available for republication
- Sale, rental or sub-license of any content from the Website
- Reproduction or duplication of any content on the Website for commercial purposes
- Modification of any content on this website, unless content is specifically and expressly made available for modification
- Redistribution of content of the Website, unless content is specifically and expressly made available for redistribution. Users are permitted to share content on social media channels, as long as a link to the Website is included.
From time to time, the Website will utilize various plugins or widgets to allow sharing of content via social media channels, email or other methods. Use of these plugins or widgets does not constitute any waiver of PT Money Conferences’ intellectual property rights. Such use is a limited license to republish the content on the approved social media channels, with full credit to PT Money Conferences.
You must not use the Website in a way that causes, or may cause, damage to the Website or impair the availability of access to the Website. You must not decompile, reverse engineer, disassemble or otherwise reduce the Website, except to the extent that such activity is expressly permitted by applicable law. You must not use the Website to copy, store, host, transmit, send, use, publish or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit and/or other harmful code or malicious software.
You must not conduct any systematic or automated data collection activities, including, but not limited to scraping, data mining, data extraction or data harvesting on or in relation to the Website without PT Money Conferences’ express written permission.
You must not use the Website to transmit or send any unsolicited commercial communications.
You must not use the Website for any third-party marketing without PT Money Conferences’ express written permission.
YOUTUBE TERMS OF SERVICE
This summary is designed to help you understand some of the key updates we’ve made to our Terms of Service (Terms). We hope this serves as a useful guide, but please ensure you read the new Terms in full.
Welcome to YouTube!
This section outlines our relationship with you. It includes a description of the Service, defines our Agreement, and names your service provider. Key updates:
Service Provider. Your service provider is now Google LLC.
Policies. We have added a link to the Policy, Safety and Copyright Policies, and our Advertising on YouTube Policies, which all form part of the Agreement. These are the policies that underpin our Community Guidelines, and we wanted to make sure to call out this detail to you upfront in our Terms.
Affiliates. To ensure you understand exactly who we mean when we talk about our group companies, we’ve included a definition of our “Affiliates”, meaning the companies in the Alphabet corporate group.
Who May Use the Service?
This section sets out certain requirements for use of the Service, and defines categories of users. Key updates:
Age Requirements. We have stated the specific age requirements for your country, reflecting our Google wide policies, and included a notice that, if you are a minor in your country, you must always have your parent or guardian’s permission before using the Service.
Parental Permission. We’ve added a section to explain your responsibility if you allow your child to use YouTube.
Businesses. Our Terms now make clear that, if you are using the Service on behalf of a company or organisation, that business accepts this Agreement.
Your Use of the Service
This section explains your rights to use the Service, and the conditions that apply to your use of the Service. It also explains how we may make changes to the Service. Key updates:
Google Accounts and YouTube Channels. We’ve provided details about which features of the Service can be accessed without a Google account or YouTube channel, and which features require one.
Restrictions. We have updated this section to reflect our requirements around contests, and to include a prohibition on manipulating metrics.
Service Changes. We have improved our Terms to be more transparent about why we might need to make changes to the Service, and provided a commitment to give you notice when those changes might affect you.
Your Content and Conduct
This section applies to users who provide Content to the Service. It defines the scope of the permissions that you grant by uploading your Content, and includes your agreement not to upload anything that infringes on anyone else’s rights. Key updates:
License. We’ve clarified the content license you grant us to make it easier to understand. We’re not asking for additional permissions and there’s no difference in how we’re using your content.
Duration. We have removed the right for YouTube to use your comments in perpetuity.
Removals. We have included a link to the tools you will need to remove your content, as well as a clear description about why we might need to take down content, and how to appeal removals.
Analyzing Content. We may automatically analyze content on YouTube, to help detect abuse and keep the platform safe.
Account Suspension and Termination
This section explains how you and YouTube may terminate this relationship. Key updates:
Terminations. Our Terms now include more details about when we might need to terminate our Agreement with bad actors. We provide a greater commitment to give notice when we take such action and what you can do to appeal if you think we’ve got it wrong. We’ve also added instructions for you, if you decide you no longer want to use the Service.
About Software in the Service
This section includes details about software on the Service. Key updates:
Software Licences. We’ve made the software licence we grant you more specific, and included some details around open source.
Other Legal Terms
This section includes our service commitment to you. It also explains that there are some things we will not be responsible for. Key updates:
Our liability. We’ve made changes to the disclaimers and limitations of liability in the Terms.
About this Agreement
This section includes some further important details about our contract, including what to expect if we need to make changes to these Terms; or which law applies to them. Key updates:
Modifications. We want to give you the chance to review future material updates to these Terms.
Unless otherwise noted, the design, content and all components of the Website are copyrights owned by PT Money Conferences or third parties and are protected by United States and international copyright laws and should not be reused or republished without express written permission.
PT Money Conferences’ trademarks and trade dress, including the FinCon name, may not be used in connection with any product or service that is not PT Money Conferences’, in any manner likely to cause confusion among consumers, or in any manner that disparages or discredits PT Money Conferences.
From time to time, the Website will legally utilize trademarks owned by third parties related to PT Money Conferences’ services. These trademarks are the respective property of their owners.
GRANT OF RIGHTS
You grant PT Money Conferences a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute any content you contribute to the Website. This includes, but is not limited to, text, images, audio material, comments, video material and audio-visual material. This license extends to all known and future media. You also grant PT Money Conferences the right to sub-license these rights and the right to bring an action for infringement of these rights.
CONTENT CONTRIBUTED TO THE WEBSITE
Any content you contribute to the site, including, but not limited to text, images, audio material, comments, video material and audio-visual material, must not be illegal or unlawful, may not infringe on any third-party’s legal rights, and must not be capable of giving rise to legal action whether against you or PT Money Conferences or a third-party.
PT Money Conferences reserves the right to edit or remove: (i) any material submitted to the Website; (ii) stored on PT Money Conferences’ servers; or, (iii) hosted or published on the Website. PT Money Conferences takes no responsibility and assumes no liability for any content posted by you or any third party.
From time to time, the Website will publish posts with images from other third-party websites. Any such use is intended considered fair use under copyright laws and is fully attributed to the owner. If you believe that your copyrighted work has been used on the Website in a way that constitutes copyright infringement and falls outside of fair use, please send a request to email@example.com and we will remove the image within 24 to 48 hours.
If you send PT Money Conferences an email, register to use the Website or provide your email to PT Money Conferences in any other way, you consent to receive communications from PT Money Conferences electronically. You agree that all legal notices provided via electronic means from PT Money Conferences satisfy any requirement for written notice.
Prior to engaging in any events or commercial transactions with any third parties discovered through or linked on the Website, you must complete any necessary investigation or due diligence. If there is a dispute for any events or commercial transactions with a third party discovered through or linked on the Website, you expressly hold PT Money Conferences harmless from any and all liability in any dispute.
The Website are provided on an “as is” and “as available” basis without any representations or warranties, expressed or implied. PT Money Conferences makes no representations or warranties in relation to the Website or the information and materials provided therein.
PT Money Conferences makes no warranty the Website will meet your requirements; will be available uninterrupted; timely and free of viruses or bugs; or represents the full functionality, accuracy, and reliability of the Website. PT Money Conferences is not responsible to you for the loss of any content or material uploaded or transmitted through the Website. The Website is written in English and makes no warranty regarding translation or interpretation of content in any language.
LIMITATION OF LIABILITY
PT MONEY CONFERENCES WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, HOWEVER CAUSED, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU, WHETHER UNDER THEORY OF CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY OR OTHERWISE, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
QUESTIONS OR CONCERNS?
Please contact us at firstname.lastname@example.org to report any violations of these Terms or with questions regarding the Terms or our Services.